Is College Worth the Money?

by Roland Allen ~ March 3rd, 2010

Yahoo! News Finance posted on the cost of college and rising college costs. Some people question the economic value of college in the face of rising costs and mounting student loan debt.

The article is linked here:

Rethinking College as Student-Loan Burdens Rise

Applying for Financial Aid

by Gabrielle McColgan ~ January 26th, 2010

We were lucky enough to have Greg Ball, the Director of Financial Aid at Chapman University speak to our senior (and some junior) parents on January 13. He covered an incredible amount of material and for those of you who couldn’t make it to the meeting, I have copies of his power point in my office. At this time of year, anyone whose ears have ever perked up at the mention of ‘financial aid’ should be applying for aid at their potential colleges. To apply for aid is an involved and time consuming, though fairly straight-forward process. Some colleges have February 1 deadlines and March 2 is the deadline for the UC and Cal State systems, so the time to apply is now. Financial Aid is awarded first to those who apply on time, so don’t disadvantage yourself by missing a deadline.

What do you need to do to apply? First, check the Financial Aid website of every college to which you have applied to find out their individual requirements and deadlines. Once you have that information, you can get started on the applications. Everyone needs to complete the FAFSA (www.fafsa.ed.gov). This is a FREE application that makes you eligible for all federal financial aid that may be available for you. I recommend that you explore the site thoroughly as they provide you with great advice for the “Before, During and After” of the process. If you are applying to more than ten colleges, it is even more important to apply early because you can only submit to ten schools at a time.

In addition to the FAFSA, many private colleges also require a second application: the CSS Profile (profileonline.collegeboard.com). The Profile will supplement the basic information in the FAFSA which is why some colleges require both forms. The Profile is the only time you will need to pay to apply for financial aid as there is a registration fee and per-college fee required when you apply.

As if this weren’t enough, some colleges also require an individual financial aid application form as well as copies of you current year taxes and W2’s. Please make sure to read all correspondence from your colleges, the FAFSA and College Board to make sure that you are getting what you need to the right places at the right time to ensure a timely financial aid package reaches you with your admissions decision.

An important note: to be eligible for the Cal Grant, seniors need to bring a completed GPA Verification Form to the college counseling office by February 15. We encourage all seniors to do this regardless of where they ‘think’ they’re going to college. The GPA Verification Form is available here.

Deferred Early

by Roland Allen ~ December 12th, 2009

Students in the Class of 2010 submitted 171 “early” applications, including early action, restrictive early action, early decision and early decision round 2 applications.

It’s decision time. Despite the emotional preparation, getting an early denial or deferral is tough. There’s no way around in. It’s difficult receiving word from an admissions office that you didn’t quite make the cut.

Here are some tips for addressing next steps if you’ve received a deferral letter.

If you received a “deferred” decision from a college:

1)    Don’t panic. Your application will be considered in the regular application pool. And remember, this is not a decision denying your application to a college.

2)    Be sure to read (carefully) information the college sent along with the deferral decision. Share that information with your college counselor so that we know what the college expects you to do.

3)    Schedule an appointment with your college counselor to discuss a plan of action.

4)    Review your application with your college counselor so that you can look for “weak spots” in the application that might be strengthened.

5)    The admissions office wants  to hear from you. It is NOT appropriate to put on a full court press to get the attention of the admissions office. Colleges do NOT want to hear from your parents. And they don’t want you to gather an army of supporters who will appeal to the admissions office on your behalf. It is also inappropriate to flood the admissions office with phone calls and e-mails or strange gifts. Colleges want thoughtful communication from you that will enhance the  application file.  The college counselors can help you sort that out.

The college counseling office will send out updated transcripts when they’re available in early February. We do this automatically. You don’t have to make any new requests.

Guest Post: PSAT (Post #2)

by Roland Allen ~ November 24th, 2009

Note from Mr. Allen: I asked my colleague Graeme Brown to pen a guest post to coincide with the release of PSAT scores.

Graeme Brown is the Ivy West Regional Director in the Orange County and San Diego regions.  Graeme is a former Ivy West tutor, professional baseball player in the New York Mets organization, and passionate advocate for college prep tutoring and admissions counseling.  He received his B.A. from Brown University.

 

“I just received my PSAT scores…now what?”  That is a familiar refrain being heard in high schools throughout the country as PSAT scores are returned to students.  For many of the 1.4 million students who take the PSAT each year, this is their initial foray into the world of college admissions tests.  Technically the PSAT test doesn’t count, but that doesn’t mean the results are worthless.  Your PSAT scores can be extremely helpful in determining where you are currently, where you want to go, and how you are going to get there.

The Practice SAT (creatively titled the PSAT) is used for three primary purposes:

1)      To determine the National Merit Scholars.

2)      To offer a practice test to sophomores and juniors in high schools.

3)      To collect marketing data for college and universities.

The National Merit Scholarship program is an academic scholarship competition that uses PSAT results as the initial judging criteria.  Out of the approximately 1.5 million students that take the PSAT annually, 50,000 students (Juniors) with the highest combined index (math + writing + critical reading) are selected as “Commended.”  All “Commended” students are notified of their status and are asked for two colleges that they would like this impressive notification to be sent.  Fast-forward 1 year to your student’s Senior year fall, where a state-by-state index is used to whittle the 50,000 “Commended” students down to approximately 16,000 “Semifinalists.”  Last year in California, that index number was 218.

School leadership will notify students if they have been selected as a National Merit Semifinalist.  Approximately half of the 16,000 students will become “Finalists” by submitting additional SAT test scores, a personal essay, a recommendation from a school official, and an outstanding academic record.  Each of the 8,000+ “Finalists”, notified by letter at their home address, will receive some type of financial reward.  Many of the “Semifinalists” will also receive scholarship money as well.  More info on this process can be found at http://www.nationalmerit.org/

For everyone that takes the PSAT, the scores provide you with an early indicator about your future SAT proficiency.  As the SAT is often an important piece of the college application process, many families will choose to hire a prep company to boost these scores (full disclosure: I work for one such company, Ivy West).  Another option if you’re not happy with your PSAT scores?  Take a practice ACT test.  Some students do considerably better on this other widely-accepted college admissions test.  Furthermore, if test-prep, the ACT, and other measures don’t bring your scores up to your desired level, there are many schools that are now test-optional as well.

First, congrats! Getting through the PSAT is one of the first steps down the road of the college admissions process that, hopefully, will result in you getting into the college of your choice.

The good news about the PSAT (or Preliminary SAT) is that is it mostly *for practice*. It’s a good barometer of where you are right now in terms of the SAT. That’s the best use of the results. And remember, your final chance to take the SAT for college admissions will be in the fall of your senior year, so no matter where you are right now in terms of score, you’ve got time to work on it and get better!

The PSAT is also used as the qualifying test for the National Merit Scholarship. The National Merit Scholarship program is an academic scholarship competition that uses PSAT results as the initial judging criteria. It’s a very high commendation, with less than five percent of the students who take the test being honored. If you receive word that your scores are eligible, congrats! Your counselors will be able to guide you through the rest of that process (more info can be found at http://www.nationalmerit.org/).

Whether you are eligible for National Merit or not, remember these important facts:

1)      You have time to improve your score.

2)      There are resources out there, such as books or tutors, to help you improve.

3)      Somehow, at the end of this laborious process, students get to go to college. If you work hard and keep that in mind, so will you.

Guest Post: PSAT (Post #1)

by Roland Allen ~ November 24th, 2009

I asked two test preparation professionals to submit guest posts on the PSAT.

The first is by Mr. Allan Pullido.

Allan Pulido is the Outreach Director for The Princeton Review and also has 13 years of SAT teaching experience. He studied Math and English at UC Irvine and is an avid San Diego Chargers fan. Feel free to contact him with any questions you may have.

The PSAT is comprised of three (3) sections: Math, Reading and Writing. Each section ranges from 20-80 points so your total possible score is 240. The average score for each section is approximately 50 for high school juniors (therefore, the average total score is approximately 150). The PSAT is also known as the National Merit Scholarship Qualifying Test (NMSQT), and in California, the minimum qualifying score has been 218 points total for the past few years. National Merit can mean becoming a semi-finalist, finalist or actual winner of scholarship money. For many students however, National Merit is simply the proverbial pat on the head. Colleges do not judge your application based on your PSAT scores.

The way to translate PSAT scores into SAT scores is to add a zero to each PSAT result. For example, a 55 on the Math is approximately a 550 on the official SAT. It’s important to remember that the PSAT and SAT are still slightly different exams. The translation is meant to estimate what you might receive on the real thing, not to predict it.

Now that you have your PSAT scores, you have one half of the information you need when preparing for the real SAT. The next step is to consider which colleges interest you the most. Whilst you will probably think of college options in terms of academics, ranking, popularity and test scores, remember that other important factors are location, weather, distance from home, sports, school spirit and social activities. After creating a tentative college list, you should compare your PSAT scores with the average SAT scores of each school. Now you will know how much preparation, if any, you will need for the official exam.

Additionally, it’s important to note that the PSAT is a standardized test that measures how well you take the exam. The PSAT is not an IQ test, not a placement test and certainly not a predictor of your success and happiness post St. Margaret’s. Like many skills, test taking is something everyone can learn and there are certainly differences in everyone’s starting, natural abilities. The best testers typically love puzzles, online role playing games and “pwning noobs” (sic) online. The rest of the normal, human, prom going population typically hates all forms of standardized testing. No matter where your scores are, you probably want them higher and there are many ways to accomplish this goal.

If you received the PSAT test booklet, don’t forget to use the score report and booklet to check your errors and blank answers. In the Math and Sentence Completion sections, the problems become more difficult as you progress with the questions. This means you should be focusing on getting the easy and medium problems correct FIRST because the hard problems are still worth the same number of points. There’s no sense in hurrying when you are making mistakes with the easiest problems. In the Critical Reading section, rephrase the statements to actual questions (e.g. “In lines 6-12, the author mentions the flock of seagulls in order to” into “WHY does the author mention the flock of seagulls”). On the real SAT, you will also tackle the 25-minute, handwritten essay to start the test. Ignore the long winded quote presented to you and go straight to the actual prompt on the bottom. The quote tends to confuse students–you don’t have to refer back to the quote or use it in your response if you don’t want to.

Regardless of your PSAT scores and your college goals, don’t freak out about your results. You took the PSAT to discover your natural abilities and now that you have that information, you can make the necessary adjustments to improve your scores on the real thing. If you are interested in preparing for the official test, ask your counselors for advice or contact me. Remember that SAT scores are only one part of the application process and that other factors such as your GPA are much more important.

Good luck!

~ Allan Pulido

McDermott Scholars: UT Dallas

by Roland Allen ~ October 20th, 2009

SMES 2002 alumnus Colter Flemming returned to his native Texas after college and works with the McDermott Scholars Program at The University of Texas at Dallas. Recently, Colter invited me to Dallas to visit the University and to learn more about the program. I was impressed. I asked Colter to write a post for this blog.

Ever heard of UT Dallas? Don’t worry – this is not a test. And even if you found yourself leaning towards answering ‘no’ you are in good company with residents of Dallas and citizens of Texas and the United States. But not for long… allow me to tell you about the best kept secret in Texas, and quite possibly the US…

Hi, I’m Colter Fleming, SMES class of 2002. I graduated with a business degree from California Lutheran University in Thousand Oaks, CA and made my way back to Texas in 2006. After toying around with the real estate market, I found my true passion – higher education. For a year, I worked with colleagues like Mr. Roland Allen as an admissions officer at UT Dallas, only to luck into the coolest job in the whole world. For the past year I have been part time graduate student at UT Dallas – studying Public Affairs and Public Policy in the school of Economic, Political and Policy Sciences; and full time administrator with the staff for The Eugene McDermott Scholars Program at The University of Texas at Dallas.

Modeled after The Morehead-Cain Scholars Program at UNC – Chapel Hill, the McDermott Scholars Program at UT Dallas seeks the best and brightest students from around the world. An average McDermott Scholars class is made up of 16 to 20 students – both male and female and from a variety of locations, backgrounds and countries. These students share in common a high class rank – typically in the top 5% of their graduating class, with SAT scores above 1400 on the 2 part or 2100 on the 3 part, or ACT scores above 32. Scholars are also chosen based upon intangible skills such as personality and past track record of leadership and volunteerism. Scholars are as much class presidents as team captains; valedictorians or salutatorians as champion debaters. In the freshman class of Scholars this year we have a published author and an aspiring musician. While there is no formula to becoming a Scholar; grades and test scores will help you to become eligible… but the rest is up to your application packet, four (4) recommendations, a handful of essays and a competitive weekend in Dallas comprised of interviews and social events. Financial need does not come into the picture when considering applicants… this is strictly a merit based Scholars award.

The McDermott Scholars Program is known as the most flexible program of its kind in the nation with a generous value of more than $130,000 over the course of four years of a student’s undergraduate education. Keeping in mind that this is a full four year award, students who arrive with college credit due to CLEP, dual credit, AP or SAT scores have been able to double major, pick up a minor, take a few classes toward graduate school and spend extra time abroad or interning. Some of our most popular experiences include a semester at the Archer Center in Washington DC or a summer spent at the Los Alamos National Labs in New Mexico.

In the fall of 2000, Mrs. Margaret McDermott, wife of Texas Instruments cofounder Eugene McDermott, endowed this $32 million merit scholars program at The University of Texas at Dallas in honor of her late husband. Eugene McDermott was a scientist, an engineer, an entrepreneur, a patron of the arts, and an energetic civic leader. The McDermott Scholars Program provides select UT Dallas students with a rigorous and personalized education as well as experiential learning opportunities such as cohort travel, internships, and study abroad. Scholars are selected not only for their academic and extracurricular achievements, but also for their promise as leaders and servants. The McDermott award promises a debt free educational experience for select undergraduate students at UT Dallas by covering:

  • All tuition and related fees
  • An annual book stipend
  • Monthly living allowance for campus housing, meals and bills
  • Funding for each Scholar to study abroad, attend conferences and/or prepare for graduate or professional school.
  • Tickets to local cultural events such as opera, symphony and theater
  • Cohort trips to places like Santa Fe, NM; Austin, TX; and Washington DC.
  • **Among all of the benefits, Scholars claim the best aspect of the program is each other.**

UT Dallas is poised for greatness. With hundreds of thousands of square feet currently under construction in the form of classroom and student service space, the university has ambitious plans to help improve Texas and the South all the while keeping class sizes small and professors accessible. Beginning as the Graduate Research Center of the Southwest as recent as the 1960’s meant that providing an intellectual atmosphere through research has become an important part of the undergraduate experience — and even freshmen have opportunities to find their way into a lab.

I invite you and your parents to learn more about UT Dallas: http://www.utdallas.edu/enroll

AND visit The Eugene McDermott Scholars Program website: http://www.utdallas.edu/mcdermott/

OR contact me at colter.fleming@utdallas.edu / office: 972.883.4613

Being a “college preparatory” school

by Roland Allen ~ October 7th, 2009

I share the philosophy of the college counseling office in the front article on the college counseling homepage. Specifically, I note that “choosing a college is an opportunity for students to further develop interests, define talents, and to consider their own individual ideas, stances and values.”  Our philosophy aligns with the school’s educational mission as a college preparatory school, which is reaffirmed in a recent article by Mr. Pat Bassett, president of the National Association of Independent Schools. Mr. Bassett assures his readers that the college preparatory nature of our schools allows us to promise “that our graduates will be matched to the right college, the one they belong at and will be successful at.”  Mr. Bassett stresses that the college match is essential for a student’s long term success in life. He also makes the point that finding an appropriate college is what we do in independent schools like St. Margaret’s. There aren’t mysteries or surprises at the end of the process for students who take full advantage of all that we have to offer at this school. Our students are matched to a good college or university when they leave St. Margaret’s.

St. Margaret’s is a lively school, filled with students who are intellectually vibrant and who do wonderful things. I’m proud of my involvement here because this school does college preparatory very well. The entire program at St. Margaret’s, and the faculty, staff and administration, encourages students to live up to their unique gifts and talents, both personally and academically.  This approach serves our students very well.

Summer Planning for Underclass Students

by Roland Allen ~ October 1st, 2009

During this time of year, parents of freshmen, sophomores, and juniors frequently ask two questions: how do I plan a college visit and what should my child do this summer? The SMES College Counseling office offers these tips:

When planning college visits keep an open mind about college choices. Don’t narrow the search too early in the process. There are a few reasons for this.

  • Students will learn a lot about themselves during their final years in Upper School. They will mature and possibly develop new likes and dislikes.
  • Your child will begin to become more independent as she or he matures.
  • Your child’s academic profile is still developing; this is an important factor in making a college match.

While these are important factors to consider in making a college match, the college counseling office understands that some parents cannot avoid becoming anxious about the looming prospect of college. If this is the case, start visiting colleges. The purpose of your visit should be to see the differences that exist among college choices. By going on tours and attending information sessions, the student, and parents can begin to learn the “language” of college admission

The process should be that simple at this early point. The college counseling office believes that students should spend time being high school students. Students who are fully engaged in the wonderful things that this school has to offer will be the best applicants when it comes time to apply to college.

In planning for college, summers can and should be used productively. This doesn’t mean that everyone NEEDS to find something exotic to do over the summer. In fact, getting a job may produce the best learning experiences for any high school student. If a student is interested in finding formal programs, many universities have summer programs for high school students.

Some of the better known programs are at Boston University, Boston College, Yale, Harvard, Stanford, Cornell and Columbia. Many of the New England boarding schools have interesting summer programs. Andover’s math and science program is highly respected. Northwestern University’s Medill School of Journalism has a strong program for aspiring writers, as do Kenyon College, Lewis and Clark College and Duke University. International programs are offered by the Oxbridge Academic programs at Oxford and Cambridge Universities and in the south of France. The Oxbridge programs are better suited for older students (rising juniors and seniors) and, TASIS (The American School in Switzerland) offers highly structured programs in Switzerland, France and England, which works nicely for younger students whose parents prefer a more supervised environment. There are hundreds of possible opportunities available to students. The college counseling office catalogs a number of programs that may be of interest.